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Health Insurance

Can I see a nurse practitioner or physician assistant as my primary care physician?

Seeing NPs and PAs be a good option to expand your network of available medical care professionals. Learn more here.

Telehealth and virtual care: What it's all about

Here’s how technology can improve your health care experience.

Medical underwriting: What it is and why it may affect your coverage

Some insurance companies use medical underwriting to figure out your health status. Here’s what you may need to know about it — and why it’s so important.

The pros and cons of joining your spouse’s health plan

Is it better to join your spouse’s health plan or stick with your own plan — or do both?

Insurance networks: What they’re all about

Follow this guide to insurance networks to help you decide which option is right for you.

6 wellness services to complement your health insurance

There’s more to staying healthy than just medical care. Sometimes it’s the wellness extras from your insurance company that can help you improve your health — and your life.

5 things you can’t use your FSA or HSA to pay for

You can use your health accounts to purchase a lot of qualified health expenses. Find out some key ones that aren’t included on that list.

What you need to know about adding your spouse to your health plan

You share everything with your significant other — but can you share your health plan too? Here’s what you need to know.

Short-term medical insurance: What it’s all about

If you’re going to have a gap in health coverage, a short-term medical plan might be the right choice.

What’s the difference between a copayment and coinsurance?

Learn more about these 2 essential health care terms and why you might need to pay 1 or both the next time you see your doctor.

Visit the Optum Store to make the most of your FSA/HSA account

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