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Health Insurance

Open Enrollment Period (OEP): What it’s all about

If you want to make a change or update your health insurance, OEP is your chance. Here’s what to know about this annual window for enrolling in a plan.

What’s the difference between a PPO, EPO, POS and HMO?

If you’re shopping for health insurance, you might be overwhelmed by all the acronyms you see. What do they all mean for you and your coverage? Learn more.

Understanding Medicare and Medicaid dual eligibility

Medicaid and Medicare each have their own rules for eligibility, which can even include qualifying for both. Here’s what to know.

What you need to know about adding your spouse to your health plan

You share everything with your significant other — but can you share your health plan too? Here’s what you need to know.

Here’s how to use your prescription discount card

If you’re on certain kinds of medication, you may be able to save with one of these cards. Here’s how — plus some added tips on saving.

Telehealth and virtual care: What it's all about

Here’s how technology can improve your health care experience.

The Affordable Care Act (ACA): What it’s all about

Thanks to the ACA, many Americans have access to comprehensive health insurance. Find out about cost, eligibility, deadlines and more.

Special Enrollment Periods: Are you eligible?

Enrolling in an ACA health plan isn’t possible for much of the year — unless you’re eligible for an SEP. Here’s what you need to know about them.

5 things you can’t use your FSA or HSA to pay for

You can use your health accounts to purchase a lot of qualified health expenses. Find out some key ones that aren’t included on that list.

Do I need dental insurance if I have an ACA plan?

Some Affordable Care Act (ACA) plans come without dental benefits. Here’s how to help keep your teeth healthy.

Visit the Optum Store to make the most of your FSA/HSA account

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