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Health Insurance

Here’s how to use your prescription discount card

If you’re on certain kinds of medication, you may be able to save with one of these cards. Here’s how — plus some added tips on saving.

Telehealth and virtual care: What it's all about

Here’s how technology can improve your health care experience.

The Affordable Care Act (ACA): What it’s all about

Thanks to the ACA, many Americans have access to comprehensive health insurance. Find out about cost, eligibility, deadlines and more.

Special Enrollment Periods: Are you eligible?

Enrolling in an ACA health plan isn’t possible for much of the year — unless you’re eligible for an SEP. Here’s what you need to know about them.

5 things you can’t use your FSA or HSA to pay for

You can use your health accounts to purchase a lot of qualified health expenses. Find out some key ones that aren’t included on that list.

Do I need dental insurance if I have an ACA plan?

Some Affordable Care Act (ACA) plans come without dental benefits. Here’s how to help keep your teeth healthy.

Can I see a nurse practitioner or physician assistant as my primary care physician?

Seeing NPs and PAs be a good option to expand your network of available medical care professionals. Learn more here.

Medical underwriting: What it is and why it may affect your coverage

Some insurance companies use medical underwriting to figure out your health status. Here’s what you may need to know about it — and why it’s so important.

The pros and cons of joining your spouse’s health plan

Is it better to join your spouse’s health plan or stick with your own plan — or do both?

Insurance networks: What they’re all about

Follow this guide to insurance networks to help you decide which option is right for you.

Visit the Optum Store to make the most of your FSA/HSA account

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