· It's called an "Accident" for a reason - nobody plans on it, but your clients can plan on being covered. Educate your customers on reasons why the need is real to have coverage for Accidental injuries. Each year, millions of people are injured and survive. Many are faced with financial problems.3
· Work with individuals and families with active lifestyles and those with children. We all know children are accident prone - in 2003, 2,578,235 children went to the ER for nonfatal falls!4
Accident ProGuard may be ideal for your clients who already have a Health ProtectorGuard Fixed Indemnity plan. These plans can make a great pair.
Clients looking for a wide range of coverage may benefit from Accident ProGap. Accident, Critical Illness, Hospital Admission, and AD&D are combined into one convenient plan with multiple benefits.
An accident can happen anywhere. The nearest treatment may not be in your client's network. Accident ExpenseGuard plans can help cover out of network costs associated with ACA plans.
1www.cnbc.com 2017 GOBankingRates Survey
2At the time of application, the primary insured and spouse must be between 18-64 years of age. Benefits reduce by 50% after age 65.
3www.cdc.org Centers for Disease Control, July 2016
4Safe Kids Worldwide, Home Safety Fact Sheet (2015)